Topic Change!

I walked away from this blog a long time ago; mostly out of LAY ZEE NESS! But seeing my friends getting into the blogging world made me want to restart this sucker back up.

I wanted to told something different, something that is more me. A CONSUMER but still using the theme of what this blog used to be, tips and advice about hidden gems around us. So this blog will be dedicated to those cute little places that need our money more than those corporate evil giants. I will also talk about websites, incredibly talented musicians and other bloggs that I simply can't get enough of. Sadly, I can't travel far so most of the places will be located in Northern NJ and Manhattan.

I hope you enjoy this as much as I do

Stay well my friends

The Bank will get your Ass!

So I know I have not posted a blog up in a long long time. But the last few months have been extremely errr complicated. So here is my story I started a student checking account with Commerce Bank about a year and a half ago, one of the feature was that any transactions that would put your account into negative was automatically declined. So for frivolous spenders, like myself I did not have to worry about dealing with those nasty overdraft chargers. Well guess again. When Commerce and TD North joined together to form TD Bank, that feature was taken off. Unaware of this change I would continue using my debit card and knew I did not have much money in my account but was relying on being declined or my paycheck to put money back into my account. Well the other day I went onto my online banking to see that I was -$860.00 in my checking account. After I had a panic attack and picked myself off the ground I called costumer service to see how this could happen. They explained to me that this feature has been taken off and there was a packet sent to my house explaining this. Okay, who really reads those packets in the first place? And I never received one and if I did I am sure my parents throw it out. But how did I got to -$800 ?! Well for every transaction made will you are in the negative you get charged with a $35 overdraft fee. But the cherry on top of all this bullshit, they wouldn't refund me all of my overdraft fees because I logged onto my online banking after I started over-drafting and they said that I had to know. Well the website was doing maintenance and would not allow me to see my checking account so do you think that I would have continued to use my debit card?

All the money I had saved up for my car insurance and getting my car fixed went to replenishing my bank account. UGH!!!

So this is what I am telling you, especially if you are young and on your own like myself.

If you have a checking account be sure to check your account DAILY! Yes, Daily. I know it sounds silly to do so but look at what happened to me. Make sure you're keeping enough money in your account and be aware of how much money you are spending. Try to use cash if possible. Also check with your bank to see what their policy is with over-drafting and to see if they can decline any transactions that will put you into the negative.

Hopefully this was more helpful than a rant!

Ciao Ciao

The Vamp AKA Edward Cullen Dildo

It's pale, cool to the touch and it sparkles in the light.
IT IS THE....
EDWARD CULLEN DILDO.
Wow. Just Wow. I cannot believe that they made a dildo that is supposed mock Edward's junk. Speaking of his junk - was it ever mentioned in Breaking Dawn what it looked and felt like? All we know is that the sex was GOOOD. But now all of us over-obsessive team Edward fanatics can have a little (or is big a better fit) piece of Edward in our night stand ;-)
My friend told me about it a few days ago and I just researched the product to see if it was legit and if so what it looked like.
So here is the 411 on this freaky little toy for female pleasure.
It is made from silicon (obviously) The color is extremely pale, like Edward's skin tone. And if you put it under light or take it outside on a sunny day it was sparkle - just like Edward. Now when my friend told me about this, my first question was "Is the dildo cold like Edward's skin?" And IT IS! It retains both hot and cold temperature. So I am guessing you just put it in the fridge?
You can pre-order it here for $39.99. They start shipping out on 9.1.09.
Sorry Bella, now we all have a piece of Edward.
I just wonder if they are going to come out with a Jacob Black Dildo too...

Block Telemarketers from calling your cell

For the past few years I have been getting e-mails forward to me about how all cell phone numbers are being released to telemarketers and that it uses up your minutes. I thought it was a bunch of BS to be honest. But in the past month I have received two calls on my cell phone from TD Bank to do a survey about my recent visit to the bank (I know it's not a telemarketers but...). The call took about 10 minutes and was one of the most annoying things I have ever did. I usually do not care about taking surveys because I'm helping the company out but this one just pissed me off.
So I got an e-mail that gave me a phone number to call that puts my cell number on the National "Do Not Call" List with is managed by the Federal Trade Commission. I thought it was a little sketchy but I got the e-mail from my mom who doesn't forward me something that does not work.

So the number is 1(888) 382-1222
It only takes 30 seconds to do and it blocks your number for 5 years.
I personally do not want to be bothered with telemarketers calling my cell phone so anyway to prevent it I would. 30 seconds of my time now seems a lot better than wasting time trying to get off the phone with a telemarketer down the road.
I have no idea if this whole "Telemarketers calling cell phones" is real but it doesn't hurt to have your number blocked. If you are interested if learning more check out the link https://www.donotcall.gov/default.aspx

May your cell phone be kept free of telemarketers.

Sonic in North Jersey

Finally the Gods have answered our prayers! After being tortured for years by sonic commercials and having zero in Jersey to feed our curious stomachs; Sonic has finally opened in North Jersey. They did open a Sonic in South Jersey, Warentown I believe over a year ago but lets be honest, who is going to drive 2 1/2 hours for Sonic? I'm sure there were a handful who did but for us "sane" people, it wasn't going to happen.
But Sonic has opened its delicious food, drinks & dessert door to us North Jersey folks.
I found out about this a few months ago and did not believe it until I saw construction for one on rt 17 & anothet on rt 46. And I was beyond happy!
On June 21 (Father's Day) the Sonic located on Rt 17 North in Hasbrouck Heights opened and it was a mad house. I drove past and there were employees with signs saying "Lot Full No Stopping" I didn't expect anything less than a million people trying to get there hands on some cherry limeades and burgers.
So the next day a few of my friends & myself attempted to go to sonic around 10:15 PM figuring it might have died down a bit and we can get it. Nope! The cops controlling the entrance flagged us to keep moving because they were not allowing any cars in at the time. So we decided that walking would be our best bet. Nope, "no more walk-ins only cars" (which is confusing because 5 minutes prior to that they weren't allowing any cars in...) so we drove and got turned away.

So this is my advice to you, my fellow Sonic lovers. Wait! If you can wait another week or two until all the hype & madness wears down, then do it. You won't have to deal with the traffic trying to get into Sonic or waiting to order your food. The Sonic in Totowa on rt 46 East opens July 4th Weekend (I believe) so everyone from that area will be flocking over there instead of rt 17. We have waited forever for a Sonic to open up, what is another week of waiting?

May one day may your stomachs be filled with cherry limeades, bundt cake, burgers and fries.

Hours (7 days a week)
6:00 AM - Midnight

Actually Get Money for Your Textbooks

I know it's sounds too good to be true!! But there are a few websites that will give you good money for your used textbooks compared to getting $5 for your philosophy textbook that actually costed your $60 from your school bookstore. I have known about these websites for awhile and have been using them for sometime - I once got back almost $100 for my textbooks.
So the websites are: www.textbooks.com & www.textbooksrus.com
All you have to do is enter the ISBN and they will tell you which books they are able to take and how much you will get back.
Oh! And the great thing about it is that you can put all your books in at one time which is a great time saver!!! After you pick the books you want to sell back you just print out a package label box your books up and send it off. Oh yeah, you need to sign up for their website for it too all go through so do that if you haven't so already.
There are two ways of payments
1. You receive a check in the mail which takes about 4 weeks after they received your books
2. You can get credit to the website for your next purchase.

Honestly I rather get the check :)
Another little tip is to try to sell your books before the semester is over (I know I posted this a week after the semester has been over...) they tend to take back more books.
Good Luck! Hope this was helpful for some of you

Vlogging - ugh so cliche!

Okay, so I gave in...
I started a YouTube channel with my lovely roommate/best friend Natalie. We talk about the most random topics imaginable - granted we only have 3 videos posted...we're amateurs give us a break.

So recently I have been getting into watching YouTube Videos. Again - so cliche but whatever. Now just for your information I am a HUGE TV person - I think I spend most of my time watching TV than anything else. Okay, maybe I am exaggerating a little bit but I do love my TV. Natalie has introduced me to several "personalities" on YouTube and I am now addicted! UGH - it is bad! Xsparkage, ndtitanlady, shanedawson; just to name a few.

So maybe you'll get addicted to us - please?!?

Alright, well if you are interested in viewing our FABULOUS channel click on the link

mcfatties inc

And if you have any ideas or requests that you would like us to talk about e-mail us at
mcfattiesinc@gmail.com or send us a message on YouTube
Oh and...

PLEASE SUBSCRIBE AND COMMENT!!!!!! =D

later gators

...God i need a better sign off.